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1/17/2024 0 Comments Clarion credit unionThis article was published in the Venango Chamber’s August 2022 VenangoWorks! Newsletter. At Clarion Federal Credit Union, we offer a variety of personal products and services to help you manage your money. Now in 2022, the name is being updated to Top Tier Federal Credit Union, in hopes of bringing our Credit Union’s services to potential members of 13 counties in northwestern Pennsylvania. In 2010 the name was shortened to Clarion Federal Credit Union. The original, Clarion Onized Federal Credit Union, was created in 1940 by 20 members of the Owens Illinois glass plant in Clarion. The Credit Union has been doing business in the local area for over 82 years. Learn how Clarion Federal Credit Union (now Top Tier Federal Credit Union) started as a convenience for Owens-Illinois Glass Co. The new name allows current and future members to recognize the Credit Union’s mission of delivering top tier service to our members. Members who use all of our products can save as much as 1,000 per year. Unlike a bank, we are 100 member-focused. ![]() As the Credit Union continues to grow and expand into 13 counties across northwestern Pennsylvania the decision was made to update the Credit Union name to align with long term strategic goals.īoard President, Deb Boyles, stated “The Credit Union will have a new name but will continue to deliver the same great products and services that members have come to expect.” Mark Lauer, CEO, added “The Top Tier name will aid in our continued expansion into markets outside of our local geographic area.” The largest credit union in Pennsylvania, PSECU offers the financial opportunities to help you live better. If so, the amount of the fee will be disclosed to you at the time you obtain an advance.Clarion Federal Credit Union is modernizing and changing its name to Top Tier Federal Credit Union. Ask the Credit Union for your qualifying rate.Ĭollection Costs: You agree to pay all costs of collecting the amount you owe under this Agreement, including court costs and reasonable attorney fees.įiling Fees: If you give a security interest in certain types of property, we may charge you a filing fee to perfect our interest in the property. *APR = ANNUAL PERCENTAGE RATE you receive for the above sub accounts will be within the range disclosed above and is based on certain credit-worthiness criteria. Other Loan Rates Descriptionħ.00% (Auto deduction rate discount does not apply) View and download monthly Statements and Notices. Transfer funds between SCU accounts and accounts at other banks. Top Tier Federal Credit Union is an Equal Housing Lender. All you need is an online computer or a web-enabled mobile device to access the following features: Check account balances. A sample Fixed Home Equity Loan payment based on $25,000 at 6.99% APR* for a fifteen year (180 month) repayment is $225.00. A sample Fixed Home Equity Loan payment based on $25,000 at 6.24% APR* for a ten year (120month) repayment is $281.00. A sample Fixed Home Equity Loan payment based on $25,000 at 5.74% APR* for a five year (60month) repayment is $481.00. See other rates, loans and mortgages on the web page. The offer is federally insured by NCUA and requires a minimum purchase amount of 500. Discover People Learning Jobs Join now Sign in Clarion Federal Credit Union. ![]() Top Tier Federal Credit Union is an Equal Housing Lender. A sample Fixed Home Equity Loan payment based on 25,000 at 6.99 APR for a fifteen year (180 month) repayment is 225.00. Clarion Federal Credit Union 20 followers on LinkedIn. A sample Fixed Home Equity Loan payment based on 25,000 at 6.24 APR for a ten year (120month) repayment is 281.00. Offers require 80% maximum loan to value ratio. Top Tier Federal Credit Union offers a 12 month term certificate with 5.00 APY, effective 7/03/23. Clarion Federal Credit Union 20 followers on LinkedIn. ![]() Online Banking As with all of our Clarion Federal Credit Union checking and savings accounts, you have access to our free Online Banking services. ![]() Recreational Vehicle Loan Rates Description Send money from your Clarion Federal Credit Union checking account to almost anyone with just an e-mail address or a mobile phone number. Banks Credit Unions Commercial & Savings Banks. Motorcycle Loan Rates and Terms available. See reviews, photos, directions, phone numbers and more for the best Banks in Clarion, PA. 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I never felt good about using a gun to finish off enemies, but it’s something I had to resort to since enemies wake up pretty quickly after being knocked out. It also feels really out of place from a story perspective as none of the members of Ded Sec come across as a cold hearted murderer. Why does a super cool hacker have to resort to using guns as if he was a two-bit criminal? Relying on these generic gaming elements only hurts what is so unique and interesting about Watch Dogs. Not only does the armed combat feel a bit clunky, it feels completely unnecessary. The biggest disappointment about Watch Dogs 2 is that it suffers from a lot of the same issues that the original game did. While it’s cool to wander around the Google (or Nuble if you want to be on-brand) campus without a goal, it’s even more fun when you have to infiltrate it later in the game. Even those that don’t get bit by the adventuring bug like I did will get to see a lot of the fantastic sights the game has to offer, and in some pretty fun scenarios too. It also helps that the game’s many missions take the player all around the city. ![]() I actually had more fun exploring this virtual version of San Francisco than when I actually went to the city last month (although that might be due to the fact that I didn’t have to walk up those hills). Every inch of the Bay area was exciting to explore since I was constantly running into hilarious dialogue, seeing random events take place such as seeing people dressed up as “zombies at a cemetery, and finding myself in fun situations. As I wrote in my preview (which also touches on mechanics more in-depth), Watch Dogs 2 has one of the best open-worlds that I’ve ever experienced in a game. Since the mechanics don’t feel nearly as revolutionary as they did the first time around, they end up taking a back seat to the game’s real star: San Francisco. There are a few cool additions that the protagonist Marcus carries around, such as a flyable quadcopter, but it’s still mostly the same game from a mechanics standpoint. From causing wrecks to making cell phones overheat, the player has a lot of power at their disposal. This is still an open-world action game where the core gimmick is hacking the environment and using it to your advantage. Those that have played the original Watch Dogs should know what to expect here. ![]() Climbing to the top of the Golden Gate Bridge in order to create a giant piece of graffiti was so much more memorable than any segment where the game forced me to fight generic security guards. The game is at its best when it’s doing something new and being itself rather than a poor man’s Grand Theft Auto with hacking. My favorite moments in Watch Dogs 2 weren’t the combat sequences that I found myself in while progressing the story, but rather the calmer moments provided by the game’s side-missions. For example, I spent hours using the game’s sightseeing app to travel around the city and look at all of the small touches that Ubisoft put in the game. Once I began to accept that I wouldn’t enjoy everything about Watch Dogs 2, I started to really appreciate what I did like about the game. It’s a game without a real identity (which is understandable when you consider that hundreds of people had their hands on the game) and instead feels like a sort-of messy combination of ideas. ![]() Understandably, the older perpetual license is revoked when someone upgraded from an older to a newer version. Quoted from Capture One Previous Article Please note, switching to a subscription will deactivate your existing license key. The initial Capture One article mentioned, Questionable Changes To The Existing Perpetual License People start guessing, hoping, and setting optimistic expectations for the new “Loyalty Program”. Nobody knows if it is a good or bad change. Secondly, Capture One announced a new term, “Loyalty Program” and asked the customers to wait two months for more details. All COP v23 purchased before technically enjoy the same feature releases (16.x) and bug fixes (16.x.x) until as in previous years. įirstly, Capture One was pushing for pre-upgrade and Black Friday sales before announcing the changes to the perpetual license. Postponed the perpetual license changes from to. Sent emails for pre-order upgrades for COP 23.Īnnounced the changes in perpetual licenses with the new “loyalty program” will take effect from, and promised to disclose the details about the “loyalty program” in Feb 2023.ĭisclosed the ‘loyalty program’ details with many tables and the comparison of costs. The Marketing ApproachesĪ quick glance at the activities timelines as the following: Date Capture One updated the change details multiple times after receiving furious public comments on their site and various forums. There are two items you must figure out, the new pricing scheme (Loyalty Program) and the changes to the new perpetual licenses. That’s what’s going on in the recent Capture One changes and the reaction of its customers. The new car only entitles an uncertain maintenance period because a new component could be announced anytime after the purchase. The new policy voids the majority benefits of their future buying. On the other hand, the existing buyers are upset and frustrated. ![]() ![]() The renters will get their car for free after they pay for X years. The renters are happy and appreciate the company’s kindness in making their rentals into an installment plan. 1/16/2024 0 Comments Free for ios instal CleanMyMac XOverall, CleanMyMac X is an intuitive Mac clean-up, maintenance and optimization tool that's incredibly intuitive, sleek and easy to use. If there's an issue, CleanMyMac X tells you exactly what's happening, and how to fix it, right away. It sends you alerts and notifications about the health of your Mac, including heavy memory use, low SSD life, and high disk temperature. With CleanMyMac X, the health of your Mac is the top priority. It also keeps your online and offline activity private, clearing your digital footprint in just one click. Optimize your Mac in ways you never thought possible and take its performance to a whole new level. It removes unwanted applications the right way, leaving no leftover pieces to weigh down your system. 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CleanMyMac X is a powerful, feature-rich and intuitive tool for monitoring and cleaning up your Mac to optimize performance. ![]() Multiply BMR by 1.2 to get your maintenance calories.If you know your body fat percentage, use the Katch-Mcardle formula.Apply the Mifflin-St Jeor equation to calculate your basal metabolic rate. ![]() The technical bits – how to calculate calories for body recomp By making minor adjustments to this, you can begin the process of gaining muscle while losing fat mass. Your biological sex, height, weight, and activity level will predict your daily energy expenditure. Calories and macros for body recomposition are highly individualized. How many calories should I eat a day for a body recomposition? Remember you are looking for extra calories expended over a week. If you need help, use the calorie burn calculator. The additional energy expenditure will be allocated to the overall weekly algorithm. Enter them into the “Additional Weekly Calories.”.Be conservative (i.e., don’t overestimate).You can account for the extra calories if you do over three weight training sessions a week. If I do extra workouts, do I need to account for the calories? If you are vegetarian or vegan and okay with 1-2 protein shakes daily, use the default option. Plant-based protein is set lower: It’s challenging to meet the protein macro without carbs and fats getting too high.Maximum is only for those doing longer, more intense weight-lifting workouts.If you need help, Coach Ted has helped hundreds achieve their goals. You can weigh yourself – but that won’t tell you anything about your body composition.ĭepending on your results, you will want to adjust your settings. Take measurements (fat skinfold tests, photos, etc.) weekly. How long does it take to recompose your body? 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What is body recomposition?īody recomposition is the process of improving your body composition by increasing muscle mass and decreasing fat mass simultaneously.įavorable body composition has many health benefits and improves athletic performance. If you are doing significantly more than this, then input the extra calories burned over the course of a week.Įxample you are doing 4x 60-90 minute workout sessions, and doing 1-2 hours of bike work per week. Body recomp requires consistent weight training (baseline is 3×30 minute sessions a week). 1/16/2024 0 Comments Screen recorder chrome extension![]() ![]() This Chrome Extension lets you record and share videos and GIFs straight from Gmail, LinkedIn, Zoom, Outreach and more. There’s also cam recording, Team Library, Viewer Insights, and more, all in the free version. In terms of features, Loom, like its peers, allows users to record anything on your screen in up to 720p HD in the free version and up to 4K in the premium offering, even if it’s outside of Chrome. Loom is aimed at business users and, according to the developer, is used by more than 14 million users across more than 200k companies. One of those screen recording extensions that have attained nearly cult status in recent years in Loom. Screencasts are captured as WebM/VP8 files with Ogg Vorbis audio and you can upload the videos directly to Google Drive or YouTube. Unlocking unlimited recording, exports, and active assignments requires Screencastify’s premium subscription. You also get the ability to add text to videos and merge & crop videos with Screencastify’s video editor. It also offers a number of video editing options, including trimming and export, and the option to annotate videos with a pen tool, stickers, or mouse effects. The free version of Screencastify allows unlimited recordings of up to 5 minutes each without any pesky watermark. You can use screen recording Chrome extensions for a variety of different purposes, including creating progress reports and updates at work, sharing how-to tutorials with your colleagues, communicating with SaaS product teams and even to teach your grandma how to use Zoom or Skype during the times of social distancing! So without further ado, let’s see how to record screen on Google Chrome. So if you’re looking for a way to record your screen on your PC, look no further, because today, we have rounded up the best screen recording extensions for Google Chrome in 2022.īest Screen Recording Extensions for Google Chrome (2022) That said, you can easily add that functionality to Google Chrome on your PC with third-party extensions. ![]() However, you still don’t get a native screen recording option with the Chrome browser on Windows, not even one that’s hidden behind a flag. Allows people to leverage the power of video without any special software or skillsģ Provides trackable video messages sent to people to figure out what's workingĤ.Google finally added a native screen recorder to Chrome OS a couple of years ago, enabling users to capture screen recordings on Chromebooks. Personalizes someone's communication using videoĢ. Here is a brief summary of the benefits of using Dubb:ġ. People use the Dubb Chrome Extension to easily create and share the following. People in sales, marketing, real estate, lending, enterprise business, small business, PR, customer service and more use Dubb to add video personalization to their communication that helps increase client happiness and sales growth. The Dubb Chrome extension lets you create trackable, screen recordings to help communicate your ideas with video.ĭubb is the world’s first and only video communication SAAS tool designed to help drive sales. Break communication barriers with personalized, trackable video messages sent via Gmail, Outlook, Linkedin, SMS and moreĪre you in a relationship-based business? Are you interested in building trust and streamlining communication with your contacts? 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Lesson - 2 The Best Tips for Learning Python Lesson - 1 1/16/2024 0 Comments Unity art example![]() The art principles of harmony and balance would inform this painting because the colors are the same color temperature and therefore creates a compositional “color harmony”, so to say, as well as the thick texture of the horizontal bands of paint. To illustrate how an art element would be organized by an art principle, think of a painting where most of the colors are greens and blues and painted in thick horizontal bands filling up the canvas. The principles of a rt are like organizing artistic tools that give more meaning to the elements of art, and ultimately the visual composition, but what are the elements of art? There are seven widely known art elements, namely color, value, shape, form, line, space, and texture. This is closely related to patterns and consists of duplicating motifs in a visual composition to add emphasis, create movement, or character. This relates to sequences or arrangements of different motifs that can be for decoration or to create movement, or other effects. This depicts the size differences between two different types of subject matter. This depicts the size differences between parts of a subject in a visual composition. ![]() This is related to all the parts of a visual composition working together in unison. This creates a difference and gives a fresh change to visual compositions through different art elements. ![]() This is when art elements are applied similarly and correlate with the overall composition to create a visual harmony. This refers to how well all the art elements are applied in a visual composition and referred to as the “distribution of visual weight” in an artwork. This is related to movement and pattern, which can be arranged in a variety of ways to create desired visual effects. This creates different effects that lead the viewer’s gaze around the composition making it more interesting and engaging. This is utilized to draw a viewer’s attention to the main subject matter or focal point. These principles are also referred to as the principles of design. There are several principles of art, namely emphasis, movement, rhythm, balance, harmony, variety, unity, proportion, scale, pattern, and repetition. 2.1 The Difference Between Contrast and VarietyĬontrast is one of the art principles, but before we discuss the question, “what is contrast in art?”, we will provide a brief overview of the principles of art, which will provide a deeper understanding within a broader context of the composition of visual art. |
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